First, preheat the oven to 400 degrees. Use an oven-safe skillet and heat it over medium. Brown the ground beef with onion, peppers, and garlic. Once cooked, drain the grease if you prefer.
Next, stir the seasonings and add tomatoes, chili beans, and diced jalapenos. Mix everything well to ensure the flavors blend nicely. Then, top the mixture with plenty of cheese. Place the skillet in the oven and let it bake for 15-20 minutes until the cheese is golden brown and bubbly.
Once the dish is baked, top it with Fritos and any additional toppings you like. A dollop of sour cream, some sliced jalapenos, or even a splash of hot sauce can elevate the flavors.
This stand-alone dish is incredibly hearty and satisfying. However, to make it a full meal, you could add a green salad or some cornbread on the side.
Enjoy this classic comfort food that brings flavor to every bite!